
DECISIVE STRATEGIES TO COMBAT THE RISE IN UNINSURED DRIVERS
Anyone who owns or operates a motor vehicle is required to carry liability insurance. Unfortunately, a large percentage of motorists in Washington and nationwide forego this responsibility. If you wind up in a car accident caused by an uninsured motorist, you may face significant hurdles in obtaining the compensation to which you’re entitled. Since 1959, attorneys at Rush, Hannula, Harkins & Kyler PLLC have helped injured parties collect on claims involving uninsured motorists. Our devoted legal team has the resources to implement effective strategies for recovering full compensation when the negligent party is uninsured or underinsured.
WHY HAVE UNINSURED MOTORISTS BEEN ON THE RISE IN WASHINGTON?
Recent estimates place the share of uninsured motorists in Washington at 16 percent. This means that if you get into an accident in Washington, your chances are one in six that the other driver will not have insurance. There are many factors that contribute to uninsured driving in Washington and throughout the country, most notably:
- Insufficient income — The economy has forced many Washingtonians to make choices among essential expenditures. Many drivers are simply choosing to roll the dice and hope they don’t have an accident.
- Sky-high premiums — Drivers with spotty driving records, especially those that include recent DUIs, face very high premiums.
- Suspended or revoked licenses — Insurance companies will not issue policies to unlicensed drivers.
These realities make it even more important for you to carry uninsured and underinsured motorist coverage on your auto policy.
WHAT IS THE STATUTORY MINIMUM OF INSURANCE COVERAGE IN WASHINGTON?
Drivers in Washington must have an auto insurance policy with limits of at least:
- $25,000 of bodily injury or death coverage for one person in any one accident
- $50,000 of bodily injury or death coverage for two people in any one accident
- $10,000 of injury or destruction coverage for others’ property in any one accident
Yet, these limits would not compensate the victim of a catastrophic car accident. Imagine the medical bills for a traumatic brain injury or severe spinal injury. If a negligent motorist is only carrying the mandatory minimum, the victim will have to seek sources other than that insurance policy to realize full compensation.
Ask an experienced Tacoma car accident attorney about claims against uninsured drivers
If you’ve been injured by an uninsured driver, you can still recover damages. Our skilled personal injury lawyers at Rush, Hannula, Harkins & Kyler PLLC take the necessary steps to secure full compensation for your losses. To schedule a free consultation and case evaluation, call us at 253-383-5388 or contact our office online.
Get Started
Do you have a case?
At Rush, Hannula, Harkins & Kyler PLLC we have the skill and experience to take on a wide range of personal injury cases throughout Washington state. From motor vehicle accidents to workplace injuries – our reputation and success rates keep opposing counsel on edge.

Frequently Asked Questions
We have answers to some of the most common Washington personal injury questions. These are resources for injury victims.
Do I need a lawyer to file a personal injury lawsuit?
It is not necessary to retain a lawyer to file your personal injury lawsuit. You should base your decision to involve an attorney on a reasonable assessment of the pros and cons. Rush, Hannula, Harkins & Kyler PLLC is a highly reputable personal injury law firm that has served Washington since 1959. We deliver value to our clients that far outweighs the fees we collect. But before you retain any attorney, you have to be satisfied that the benefits exceed the costs. We offer these points for your consideration.
What is the statute of limitations in Washington for personal injury?
A statute of limitations is state law; throughout the country, different states set different time limits for identical causes of action. Within each state, different causes of action have different time limits. In Washington, for personal injury lawsuits, the statute of limitations is three years.
How much does a personal injury lawyer cost?
The great advantage of filing a personal injury lawsuit is that most attorneys operate on a contingency fee basis. That means that rather than charging upfront legal fees or an hourly rate, the attorney works without compensation until the case resolves through a jury verdict or settlement. At that time, the attorney takes a percentage of the award. The contingency fee arrangement helps plaintiffs who could not otherwise afford the costs of civil litigation to pursue just compensation without worrying about expenses. It also means that your ability to retain an excellent lawyer does not depend on your ability to pay, but rather on the attorney’s assessment of the strength of your case, or the importance of delivering justice to someone in your particular circumstances.
How do I file a personal injury lawsuit in Washington state?
At Rush, Hannula, Harkins & Kyler PLLC, we want our clients to have an accurate picture of what a personal injury lawsuit entails. The process is rarely quick and easy; defense counsel and insurance companies often employ delay tactics to wear a plaintiff down. We offer this page as a primer for anyone who has a cause of action and is considering a personal injury lawsuit.
Our Impact
3,000+
Success Stories
The change you want to see happens when your story goes beyond the courtroom and makes an impact after the case is closed.
Let Us
Fight
For Your Story
We will demand the justice you deserve with relentless pursuit. On your side, is a firm ready and able to win.
